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Brief

Wildfire Systems

Loyalty & Rewards Technology

Wildfire Systems gives financial institutions and fintechs a turnkey, white-label shopping rewards platform that drives customer engagement and card spend by automatically delivering cashback and rewards across thousands of merchants.

Last updated Jul 3, 2026 by the ATDb Editorial Team

Founded
2017
HQ
Pasadena, California, United States
Connections
10

At a glance

Employees
51-200
Funding
$15M
9integrations

About

Leading white-label shopping rewards platform for financial institutions and fintechs, enabling branded cashback programs without proprietary infrastructure

Wildfire Systems is a B2B technology company that enables financial institutions, fintechs, credit card issuers, and other consumer-facing brands to offer white-label shopping rewards and cashback programs under their own brand. The platform connects end-users with thousands of merchant partners, automatically applying cashback and rewards when customers shop online, without requiring the end-user to manually search for deals. This seamless integration into existing financial products helps partners drive engagement, increase card spend, and improve customer retention. The company's core technology includes browser extensions, mobile SDKs, and API integrations that can be embedded into partner apps and platforms. Wildfire's affiliate-commerce infrastructure handles the complex backend of merchant relationships, commission tracking, and reward fulfillment, allowing partners to launch fully branded programs without building the underlying technology themselves. The platform supports a large network of retail merchants, giving end-users broad coverage across popular shopping destinations. Wildfire Systems occupies a distinctive niche at the intersection of affiliate marketing, loyalty technology, and embedded finance. As financial institutions increasingly compete on value-added services beyond basic banking, Wildfire's turnkey rewards infrastructure provides a compelling differentiator. The company competes with players like Dosh (now part of Cardlytics), Figg, and other card-linked offer and cashback platforms, but differentiates through its white-label flexibility and focus on the financial services vertical.

Business model

SaaS / Revenue Share

Target market

Enterprise / Mid-Market

What they offer

  • Wildfire White-Label Rewards Platform

    Core platform enabling financial institutions and fintechs to offer branded cashback and shopping rewards programs to their customers

  • Browser Extension SDK

    Embeddable browser extension technology that automatically surfaces cashback offers and applies rewards when users shop online

  • Mobile SDK

    Mobile integration toolkit allowing partners to embed shopping rewards functionality directly into their iOS and Android apps

  • Merchant Network

    Pre-integrated network of thousands of retail merchant partners providing broad cashback and rewards coverage for end-users

  • Rewards API

    RESTful API layer enabling deep integration of rewards data, transaction tracking, and commission management into partner platforms

Key features

White-label branding for full partner customizationAutomatic cashback application without user frictionBrowser extension and mobile SDK deployment optionsLarge pre-integrated merchant affiliate networkReal-time commission and reward trackingSeamless integration with existing financial appsAffiliate commerce infrastructure managementPartner dashboard and analytics reporting

Use cases

Banks offering branded cashback shopping rewards to checking or savings account holdersCredit card issuers adding shopping rewards as a card benefitFintech apps embedding rewards to increase daily active usageNeobanks differentiating their product with loyalty and cashback featuresCredit unions providing member shopping rewards programs

Customer segments

Retail banks and credit unionsCredit card issuersFintech companies and neobanksFinancial services platformsConsumer loyalty program operators

Tech & specs

Technology stack

RESTful APIsBrowser extension technology (Chrome, Firefox, Safari, Edge)iOS and Android mobile SDKsAffiliate tracking and attribution infrastructureCloud-based SaaS architecture

Security & compliance

SOC 2CCPAGDPR

Deployment

CloudAPI integrationBrowser extensionMobile SDK

API

Yes

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