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Brief

Scalable

Fintech

Scalable Capital makes investing accessible and affordable through algorithm-driven portfolio management and commission-free brokerage, combining retail and institutional-grade investment technology on a single platform.

Last updated Nov 2, 2026 by ATDb automated enrichment

Founded
2014
HQ
Munich, Bavaria, Germany
Connections
1

AI-drafted from public sources1 source cited

At a glance

Employees
501-1000
Funding
~$470M
Revenue
$100M-$250M

About

One of Europe's largest digital investment platforms and robo-advisors, dominant in the German-speaking market

Scalable Capital is a Munich-based fintech company founded in 2014 that operates one of Europe's largest digital investment platforms. The company offers a robo-advisor service that uses algorithm-driven portfolio management, as well as a commission-free broker platform (Scalable Broker) that allows retail investors to trade stocks, ETFs, funds, and cryptocurrencies. With over one million customers and assets under management exceeding €20 billion, Scalable Capital has established itself as a leading digital wealth management provider in the German-speaking market and beyond, with operations in Germany, Austria, the United Kingdom, and other European markets. The company serves both retail investors through its consumer-facing apps and institutional clients through its B2B white-label investment technology, powering digital investment offerings for banks and financial institutions such as ING, Barclays, and Siemens Private Finance. Its technology platform combines risk management algorithms, automated rebalancing, and fractional investing capabilities. Scalable Capital's connection to advertising and marketing is primarily as a significant advertiser and brand-builder in the competitive European fintech space, investing heavily in digital and performance marketing to acquire customers. The company does not operate as an advertising technology provider but is a notable participant in the digital marketing ecosystem as a major advertiser targeting retail investors across digital channels.

Business model

SaaS / Subscription + Commission-based

Target market

Retail investors and institutional financial services clients

What they offer

  • Scalable Broker

    Commission-free brokerage platform for trading stocks, ETFs, funds, and crypto with flat-rate subscription pricing

  • Robo-Advisor

    Algorithm-driven automated portfolio management with dynamic risk management and rebalancing

  • Wealth Management

    Digital wealth management service for higher-net-worth retail clients with personalized portfolios

  • B2B White-Label Platform

    Investment technology infrastructure for banks and financial institutions to offer digital investment products under their own brand

Key features

Algorithm-based dynamic risk managementCommission-free trading with flat-rate subscriptionFractional share investingAutomated portfolio rebalancingWhite-label B2B technology for financial institutionsMulti-asset class coverage (stocks, ETFs, funds, crypto)Savings plan automation

Use cases

Retail investor portfolio management and automated investingCommission-free stock and ETF tradingBanks offering white-label digital investment productsLong-term wealth accumulation via savings plansInstitutional digital transformation of investment services

Customer segments

Retail investors in Germany, Austria, and EuropeBanks and financial institutions (B2B white-label)High-net-worth individuals seeking digital wealth managementYoung and first-time investors

Tech & specs

Technology stack

Proprietary risk management algorithmsCloud infrastructure (AWS)Machine learning for portfolio optimizationMobile-first app development (iOS, Android)REST APIs for B2B integrations

Security & compliance

BaFin regulatedFCA regulatedMiFID II compliantGDPRDeposit protection schemes

Deployment

CloudAPI / White-label

API

Yes

Corporate history
  1. 2014 · Founded
Connection details

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