Offers lower insurance rates by requiring customers to bundle home and auto coverage, with a streamlined digital experience and in-house claims handling.
Last updated Feb 21, 2026 by AI Categorization
Digital-first insurance carrier focused on bundled home and auto policies
Branch Insurance is a digital insurance carrier founded in 2017 that focuses on bundled home and auto insurance products. The company operates as a full-stack insurance provider, handling underwriting, claims, and customer service in-house. Branch differentiates itself by requiring customers to bundle home and auto insurance, which allows them to offer competitive rates while maintaining profitability. The company leverages technology to streamline the insurance buying process and provide a modern customer experience. Branch is not an advertising technology (AdTech) company. It operates in the insurtech sector, using technology to modernize insurance distribution and operations. While Branch may use digital marketing and advertising to acquire customers, its core business is insurance underwriting and policy servicing, not advertising technology products or services. The company has expanded its operations across multiple U.S. states and has raised significant venture capital funding to support its growth. Branch competes with both traditional insurance carriers and other digital-first insurance startups in the property and casualty insurance market.
Required bundling of homeowners and auto insurance policies to provide competitive rates
Online platform for policy management, claims filing, and customer service
Direct claims handling without third-party administrators